No matter where you are in the world, the fundamental question remains the same: "How buying real estate works." Whether you are buying a home, building a business, or growing your portfolio, Yonder Real Estate knows the process can feel overwhelming.
The Gutsy Moves podcast identified the number one barrier to entry globally: Access to Capital (money).
“The number one barrier to entry in real estate is access to capital... be it traditional banking, whether it’s a hard money access type situation, whether it’s groups of people investing together.”
We know you're excited to look at properties, but delaying the financial conversation is the biggest mistake you can make. The process is complex, and getting a pre-approval is the foundation.
Think of your pre-approval as your financial itinerary for your home-buying "vacation." You wouldn't randomly drive toward a destination without checking the map or packing essentials.
Today's mortgage market offers more avenues than ever before:
Traditional Products (The Secondary Market): Fannie Mae, Freddie Mac, and government-backed loans (VA, FHA, USDA). This is what most people know.
Non-QM Lending (Alternative): Wall Street products for unique financial situations.
Private Capital: Often used by investors, but sometimes applies to residential.
Your Yonder Real Estate agent can connect you with lenders who understand these diverse products. The initial conversation is not just about a credit check; it's a strategy meeting to determine the best way for you to source capital and what your true budget is.
Ready to start your journey into a North Carolina home?
➡️ Schedule a strategy call with a Yonder Real Estate expert to discuss your financial readiness and map out your personalized home-buying itinerary.